Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

292 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
7.59% 0.04%
Inactive
0.72% 0.06%
0.15% 0.09%
Humo

Humo

201 months on Kiva
Tajikistan
0.29% 0.28%
0.72% 3.65%
1.68% 0.21%
14.23% 4.72%
Inactive
0.00% 7.47%
0.00% 0.54%
0.13% 1.28%
Kaebauk

Kaebauk

141 months on Kiva
Timor-Leste
4.44% 0.27%
14.81% 0.87%
3.92% 1.22%
2.80% 0.28%
11.81% 0.88%
Credo

Credo

158 months on Kiva
Georgia
0.29% 0.20%
MiCredito

MiCredito

159 months on Kiva
Nicaragua
Costa Rica
4.72% 0.45%
3.56% 1.42%
4.53% 1.02%
1.06% 0.25%
6.05% 0.56%
Inactive
5.49% 0.24%
d.light design

d.light design

46 months on Kiva
Namibia
Kenya
Madagascar
Benin
Zimbabwe
Zambia
South Africa
Papua New Guinea
Nigeria
Liberia
Mozambique
Mali
37.50% 0.00%
100.00% 9.97%
0.00% 0.00%
0.00% 6.14%
59.90% 0.00%
25.33% 1.26%
10.28% 0.28%
Inactive
0.00% 0.13%
FUNDAPEC

FUNDAPEC

129 months on Kiva
Dominican Republic
17.52% 17.39%
4.41% 0.01%
0.00% 0.00%
0.69% 1.69%
0.94% 0.51%
6.40% 0.11%
1.57% 0.08%
Hekima

Hekima

168 months on Kiva
Congo (DRC)
0.60% 0.17%
3.89% 0.73%
3.11% 0.05%
Inactive
0.00% 3.46%
14.01% 0.19%
7.82% 0.69%
31.18% 0.23%
0.54% 0.42%
9.95% 0.31%
4.56% 0.26%
Jibu

Jibu

86 months on Kiva
Uganda
Zambia
Rwanda
Ghana
Congo (DRC)
Burundi
Kenya
6.21% 0.33%
6.10% 0.41%
4.82% 0.06%
Inkomoko

Inkomoko

127 months on Kiva
Rwanda
Kenya
19.92% 1.60%
4.92% 0.72%
99.98% 0.13%
4.48% 1.80%
Inactive
73.10% 1.14%
3.33% 7.67%
4.13% 0.47%
CIDRE

CIDRE

176 months on Kiva
Bolivia
100.00% 1.16%
6.21% 2.17%
Inactive
0.00% 0.36%
EDESA

EDESA

181 months on Kiva
Costa Rica
Panama
0.00% 1.95%
0.19% 0.00%
2.72% 1.01%
6.30% 0.00%
0.88% 0.00%
0.68% 0.03%
0.35% 0.00%
25.48% 0.82%
1.32% 0.23%
6.47% 1.65%
4.75% 0.61%
5.92% 0.04%
25.36% 0.27%
0.00% 0.00%
Inactive
34.54% 12.02%
0.00% 0.00%
0.00% 0.00%
2.93% 0.00%
0.16% 0.00%
0.00% 0.00%
15.79% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
71.43% 0.00%
17.74% 0.00%
100.00% 17.48%
35.60% 0.30%
0.00% 0.00%
13.75% 0.00%
18.33% 1.09%
Inactive
0.00% 0.00%
2.11% 0.79%
11.46% 0.00%
Kepler

Kepler

104 months on Kiva
Rwanda
0.00% 0.00%
Milaap

Milaap

111 months on Kiva
India
N/A N/A
0.00% 0.00%
Paused
100.00% 0.08%
0.00% 0.00%
1.03% 0.00%
ADICLA

ADICLA

138 months on Kiva
Guatemala
6.63% 1.34%
0.43% 1.28%
Novica

Novica

141 months on Kiva
Nicaragua
Thailand
India
Mexico
Brazil
Costa Rica
Uzbekistan
United States
El Salvador
Tajikistan
Peru
Kyrgyzstan
Kazakhstan
Indonesia
Guatemala
Ghana
3.87% 0.00%
0.00% 0.26%
5.88% 0.10%
Paused
100.00% 0.07%
0.00% 1.68%
IMPRO

IMPRO

204 months on Kiva
Bolivia
42.58% 0.15%
0.12% 0.00%
0.00% 0.00%
1.64% 0.00%
0.00% 0.00%
16.55% 0.18%
0.00% 0.00%
39.47% 0.34%
5.98% 1.14%
12.38% 0.00%
Impact Hub

Impact Hub

81 months on Kiva
South Africa
Mexico
Brazil
El Salvador
Ghana
0.00% 0.00%
Inactive
24.38% 5.93%
3.26% 0.00%
Paused
100.00% 0.00%
1.71% 0.10%
1.56% 0.05%
Nexus For Development

Nexus For Development

113 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
24.11% 0.00%
NESsT

NESsT

107 months on Kiva
Brazil
Chile
Colombia
Peru
0.00% 14.95%
2.53% 0.44%
Paused
100.00% 0.58%
11.30% 1.49%
0.39% 0.11%
2.18% 0.02%
0.00% 0.01%
Inactive
0.00% 0.00%
Wedu

Wedu

114 months on Kiva
Cambodia
Myanmar (Burma)
Nepal
Thailand
0.00% 0.00%
Vahatra

Vahatra

108 months on Kiva
Madagascar
6.71% 0.12%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
0.00% 8.56%
Inactive
89.58% 0.00%
0.00% 7.86%
5.55% 6.21%
33.47% 3.48%
Maya

Maya

151 months on Kiva
Turkey
Inactive
0.00% 0.04%
0.13% 0.03%
13.05% 1.38%
1.92% 0.00%
6.76% 0.96%
5.70% 0.54%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.90% 0.00%
50.00% 0.00%
0.00% 0.00%
N/A N/A
2.53% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.69% 15.54%
0.00% 0.00%
0.00% 0.00%
50.00% 0.00%
0.00% 0.00%
33.33% 0.00%
0.00% 0.00%
0.00% 0.00%
Fansoto

Fansoto

40 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.73% 0.00%
Inactive
0.00% 0.00%
40.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
15.06% 3.87%
0.00% 0.00%
YIKRI

YIKRI

66 months on Kiva
Burkina Faso
61.90% 0.22%
63.63% 0.00%
10.00% 0.00%
Inactive
0.00% 22.96%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
59.28% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

92 months on Kiva
United States
Uganda
Kenya
Tanzania
Cambodia
Mexico
Canada
Colombia
Inactive
0.00% 5.00%
19.76% 0.00%
6.51% 0.33%
Inactive
0.00% 7.58%
0.00% 5.07%
63.15% 4.91%
Inactive
100.00% 34.12%
Inactive
100.00% 60.14%
Inactive
60.64% 8.25%
0.00% 0.00%
17.13% 4.64%
Inactive
0.00% 8.86%
3.47% 2.33%
1.72% 5.54%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

195 months on Kiva
Guatemala
5.73% 1.30%
0.00% 0.00%
0.00% 0.00%
50.00% 0.00%
50.00% 0.00%
Aflore

Aflore

23 months on Kiva
Colombia
58.86% 0.00%
11.46% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 74.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 79.82%
0.00% 42.57%
100.00% 12.72%
0.00% 0.00%
42.71% 9.48%
100.00% 0.73%
Inactive
0.00% 20.41%
Inactive
0.00% 5.98%
PAC

PAC

129 months on Kiva
Nicaragua
1.44% 2.08%
Inactive
100.00% 44.99%
Inactive
77.29% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Paused
0.00% 96.10%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Paused
0.00% 24.80%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Paused
0.00% 99.80%
Experimental
0.00% 0.00%
Inactive
0.00% 6.47%