Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

256 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
2.59% 1.56%
5.62% 1.31%
Inactive
0.00% 0.06%
0.36% 0.07%
0.56% 0.25%
0.82% 0.00%
0.09% 0.00%
2.29% 5.46%
0.79% 0.32%
100.00% 2.17%
4.91% 0.18%
Inactive
0.00% 0.52%
0.50% 1.08%
Kaebauk

Kaebauk

161 months on Kiva
Timor-Leste
Inactive
0.00% 0.25%
0.00% 0.88%
4.95% 0.52%
16.31% 0.11%
Credo

Credo

177 months on Kiva
Georgia
0.23% 0.29%
1.69% 1.41%
6.63% 1.02%
7.97% 0.23%
3.27% 0.70%
2.33% 0.52%
Inactive
24.49% 0.28%
1.57% 0.00%
100.00% 12.34%
11.94% 4.90%
0.61% 0.00%
0.00% 3.96%
0.00% 0.00%
9.59% 1.30%
21.02% 1.08%
5.97% 0.43%
Inactive
1.62% 0.07%
Hekima

Hekima

187 months on Kiva
Congo (DRC)
100.00% 0.16%
0.48% 0.37%
EDESA

EDESA

201 months on Kiva
Costa Rica
Panama
0.00% 1.78%
0.02% 0.00%
10.15% 1.25%
Inactive
0.00% 3.46%
6.84% 0.70%
0.80% 0.34%
5.29% 0.00%
0.39% 0.00%
d.light design

d.light design

66 months on Kiva
Namibia
Liberia
Mozambique
Zambia
Papua New Guinea
Mali
South Africa
Madagascar
Kenya
Nigeria
Zimbabwe
Benin
Niger
Uganda
15.84% 1.80%
1.19% 0.02%
Jibu

Jibu

105 months on Kiva
Uganda
Rwanda
Kenya
Congo (DRC)
Burundi
Zambia
Ghana
1.17% 0.18%
20.10% 0.62%
98.27% 4.53%
8.27% 0.05%
Inkomoko

Inkomoko

147 months on Kiva
Rwanda
Kenya
17.97% 1.69%
FUNDAPEC

FUNDAPEC

149 months on Kiva
Dominican Republic
30.22% 17.83%
3.21% 0.01%
Inactive
86.62% 1.14%
MiCredito

MiCredito

179 months on Kiva
Nicaragua
Costa Rica
4.23% 0.48%
8.18% 0.46%
9.73% 1.98%
Inactive
0.00% 0.36%
0.32% 0.03%
2.78% 0.17%
19.23% 0.16%
1.40% 0.01%
0.00% 0.00%
0.00% 0.00%
1.24% 1.60%
0.00% 0.00%
CIDRE

CIDRE

196 months on Kiva
Bolivia
100.00% 1.15%
Fintra

Fintra

5 months on Kiva
Colombia
0.80% 0.00%
7.95% 0.00%
5.99% 0.00%
69.44% 0.00%
27.01% 0.00%
0.00% 0.00%
4.84% 0.00%
0.00% 0.00%
0.00% 17.68%
4.46% 0.18%
0.62% 0.00%
Inactive
75.87% 0.00%
0.00% 0.00%
Paused
96.17% 1.61%
Inactive
0.00% 0.00%
32.09% 2.58%
2.06% 0.20%
Kepler

Kepler

123 months on Kiva
Rwanda
0.00% 0.00%
0.92% 0.85%
Milaap

Milaap

131 months on Kiva
India
N/A N/A
3.07% 0.31%
6.05% 0.03%
0.00% 0.00%
0.82% 0.02%
0.34% 0.00%
ADICLA

ADICLA

158 months on Kiva
Guatemala
5.35% 1.35%
1.52% 1.13%
10.57% 0.86%
20.00% 5.81%
Novica

Novica

161 months on Kiva
Nicaragua
United States
Peru
Indonesia
Guatemala
Ghana
Mexico
El Salvador
Brazil
Thailand
India
Costa Rica
Kyrgyzstan
Tajikistan
Uzbekistan
Kazakhstan
4.37% 0.00%
3.73% 7.27%
100.00% 0.26%
4.81% 1.55%
Inactive
0.00% 1.68%
IMPRO

IMPRO

223 months on Kiva
Bolivia
100.00% 0.24%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
23.83% 0.00%
0.62% 0.00%
2.52% 0.00%
0.00% 0.00%
0.08% 0.00%
34.03% 0.00%
Inactive
100.00% 0.49%
7.61% 1.12%
Inactive
0.00% 0.00%
Impact Hub

Impact Hub

100 months on Kiva
South Africa
Ghana
Brazil
Mexico
El Salvador
0.00% 0.00%
14.29% 0.00%
0.89% 0.70%
Inactive
11.48% 0.19%
0.00% 0.00%
Paused
100.00% 0.00%
0.66% 0.02%
NESsT

NESsT

127 months on Kiva
Brazil
Peru
Chile
Colombia
4.19% 8.50%
1.37% 0.73%
Paused
100.00% 0.58%
76.69% 1.32%
1.20% 0.12%
Paused
17.64% 0.00%
Wedu

Wedu

133 months on Kiva
Cambodia
Thailand
Nepal
Indonesia
Philippines
Vietnam
United States
Korea, Republic of
Australia
Japan
0.00% 0.00%
Vahatra

Vahatra

128 months on Kiva
Madagascar
9.01% 0.10%
0.00% 4.18%
Inactive
0.00% 0.00%
PAC

PAC

148 months on Kiva
Nicaragua
United States
0.72% 2.08%
Inactive
0.00% 8.56%
Paused
100.00% 0.00%
1.09% 7.52%
1.19% 4.07%
64.51% 0.10%
FAPE

FAPE

214 months on Kiva
Guatemala
1.76% 1.19%
8.11% 1.03%
Paused
97.52% 0.62%
100.00% 0.30%
0.00% 0.00%
1.06% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
93.41% 0.00%
0.00% 0.00%
18.35% 74.28%
Paused
100.00% 0.00%
N/A N/A
39.17% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
0.18% 1.27%
100.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
16.28% 1.03%
Inactive
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Fansoto

Fansoto

60 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
3.26% 3.39%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
Paused
100.00% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

111 months on Kiva
United States
Tanzania
Canada
Mexico
Cambodia
Kenya
Colombia
Uganda
Inactive
0.00% 5.00%
0.00% 0.00%
7.29% 0.09%
Nexus For Development

Nexus For Development

132 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
Inactive
100.00% 2.35%
25.99% 0.22%
Paused
100.00% 4.91%
0.00% 0.00%
Inactive
0.00% 8.86%
1.23% 2.22%
0.95% 4.90%
Paused
100.00% 0.72%
74.06% 1.15%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
60.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
Aflore

Aflore

43 months on Kiva
Colombia
Paused
99.26% 0.00%
99.75% 0.00%
100.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
23.65% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Paused
0.00% 73.85%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
YIKRI

YIKRI

85 months on Kiva
Burkina Faso
81.91% 0.34%
100.00% 9.39%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
Inactive
93.86% 4.29%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%
Inactive
0.00% 0.00%