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20 years of collective action. Millions of dreams funded.
For 20 years, Kiva lenders have come together to fund big dreams with small loans, fueling businesses, families, and futures around the world. To celebrate this milestone, we share the power of collective action through inspiring impact stories. From a home salon in Costa Rica to a café in San Francisco, these are stories of resilience, hope, and community. Because the world’s problems aren’t unsolved, they’re just waiting to be funded.
Microfinance
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Kiva Basics
From who we are to how Kiva works, find articles about Kiva’s mission, our innovative programs to expand financial access, and how crowdfunded loans create lasting social change.

Climate Change
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Read about Kiva updates, discover studies and reports on financial access and inclusion, and see the positive impact Kiva is having in communities around the world.

Small Business Hub
Learn more about how peer-to-peer lending works, explore the ins and outs of Kiva loans, find tips and resources for small business owners, and read stories from U.S.-based entrepreneurs.

Supporting Marginalized U.S. Entrepreneurs
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From employee and customer engagement to social justice at work, find articles on how Kiva helps socially responsible organizations reach—and exceed—their CSR goals.



















